SBI online credit card payment

SBI being the largest bank in India offers many payment options for paying off credit card bills.

The online payment options are the most convenient ones for people with busy schedules.

SBI online credit card payment options

The various online options offered by SBI for credit card payment are mentioned below:

The State Bank of India offers an e-Pay service to its cardholders for making online payments towards their SBI card bill. The e-Pay service can only be availed by those cardholders who have a savings or current account with SBI. Cardholders can make payments through e-Pay by simply providing their user ID and password, and accessing SBI online banking.

State Bank of India credit card holders can opt for the ECS or auto debit service online. This service is available to only those cardholders who reside in major cities in the country, which are Bangalore, Delhi, Hyderabad, Kolkata and Mumbai.

PayNet is another alternative for State Bank of India credit card payment online, which can be availed by SBI and non-SBI account holders. PayNet links an internet banking account or a debit card to the PayNet account for making payments towards the SBI credit card bill. Around 20 non-SBI net banking accounts are accepted under the PayNet service, including that of Bank of Baroda, Corporation Bank, Indian Overseas Bank, ICICI and HDFC.

The steps that are followed in a PayNet transaction are:

  1. Providing payment details which are the 16-digit SBI card number, the payment amount and the payment option which are Net banking or debit card.
  2. Confirming payment by providing authentication details of the chosen bank, such as the non-SBI bank’s user ID and password.
  3. Reviewing online confirmation. SBI provides an online transaction reference number and email acknowledgement on successful completion of the transaction. It may take up to three days to credit the SBI credit card account.

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