SBI Platinum Card

 SBI Platinum Card, the most popular of all credit cards offered by the SBI Bank gives you the freedom to purchase and shop till you drop. Its features and offers are most beneficial than any other bank in India. With the launch of this card SBI has gained more credit card customers than ever before.

Features of the SBI Platinum Credit Card

  • 2% Cash Back on International expenditures
  • Reward Points- You can earn 1 reward point for every Rs 50 you spend.
  • Worldwide access
  • Privilege Dining- Now use your Platinum Card to avail a large range of benefits on many cuisines and delicacies.
  • Customer Care Services- You can now order flowers and gifts for your loved ones and deliver them to their door-steps by just calling on the customer care number on 1800-11-44-45 (toll free from BSNL/MTNL landline) or 011-41898877. Choosing which movie to go for and booking airline tickets to booking conveyance and hotel in the city you tour is now simpler with the help of 24×7 concierge services rendered by the SBI.
  • Online services- View, manage and pay your bill and statements online by logging on to www.sbicard.com.
  • 0% fuel surcharge- Purchase fuel between Rs 500- Rs 3000 and pay absolutely no surcharges.
  • Free utility bill payments services
  • Pay monthly bills in instalment with Flexi-pay plan.
  • Transfer balances at very low interest rate.
  • Pay bills by calling the branch and getting your draft prepared and deposited by them.
  • Now book your railway e-tickets and get them delivered at your home.
  • Order for additional cards for your family and let everyone enjoy the benefits of SBI Platinum Card.
  • SBI Platinum Card comes up with many lifestyle schemes and offers round the year for the customers to reap benefits.

Fees and charges levied by the SBI Platinum Card

  • Joining fee- Up to Rs 1500 (one time)
  • AMC- Up to Rs 1500 per annum
  • Add-on fee- Nil
  • Interest free credit period- 20-50 days
  • Finance charges on extended credit- Upto 3.10% per month.
  • Minimum amount Due- 5% of the total outstanding amount or min Rs 200
  • Cash Advance limit- Up to 80% of the credit limit
  • Free credit period- Nil
  • Finance charges on Cash advance- 3.10% per month
  • Cash Advance fee- 2.5% or min Rs 275 on SBI and other domestic ATMs, 3% on international ATMs.
  • ATM Decline fee- Rs 20
  • Personal Accident: Rs 24 per month
  • Credit Shield: 0.1% of total outstanding
  • Admin fee: Rs 20 per month
  • Cheque Pickup: Rs 90
  • Cheque Bounce: 2% of the cheque amount or a min of Rs 300 and max of Rs 500
  • Statement retrieval: Rs 100 per statement, less than 3 months old
  • Chargeslip retrieval: Rs 125 per chargeslip
  • Late payment: Rs 100 for bills of Rs 501-Rs 1000, Rs 350 for Rs 1001-Rs 10000, Rs 600 for Rs 10001-Rs 25000, Rs 700 for bills above Rs 25000
  • Over-limit: 2.5% of the over-limit amount or a minimum of Rs 500
  • Card Replacement: Rs 100 (domestic), actual cost or min $ 175 (when abroad)
  • Foreign Currency Transaction: Conversion mark up-1%
  • Card Upgrade fee: Up to Rs 500
  • Rewards Redemption fee: Rs 99 + GST
  • Railway tickets (counters): Rs30+2.5% of transaction amount
  • E-tickets: 1.8% of transaction amount + service charges
  • Fuel surcharge: 0% for Rs 500- Rs 3000
  • Customs Duty: 2.25% of transaction amount + min of Rs 75
  • Order of payment settlement: Min amount due

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